by Ben Smith | May 20, 2021 | Loan Basics
Refinancing for homeowners and investors is one of the most significant steps, potentially saving thousands in interest payments. Interestingly, there are many reasons why someone would want to refinance, but for the most part, it is about securing the best possible...
by Ben Smith | Nov 17, 2020 | Loan Basics
With interest rates at record lows and competitive deals on offer, switching to a new loan or lender may be an appealing prospect, with the potential to make significant savings. Since the Reserve Bank of Australia (RBA) began its latest round of rate cutting, lenders...
by Ben Smith | Nov 17, 2020 | Loan Basics
Deciding where to go for your home loan is one of the most important decisions you’ll make. While many prospective property owners will choose to use a mainstream lender, non-bank lenders also have their advantages. What are non-bank lenders? Essentially, a non-bank...
by Ben Smith | Nov 17, 2020 | Loan Basics
Building a new home that looks and feels just right – or making big changes to the place you live – is a goal for many. But it can be a more complicated process and a very different experience to buying an existing property. And it can require a specific type of...
by Ben Smith | Nov 17, 2020 | Loan Basics
It’s never a bad idea to have a little help managing your money – and when you’ve got monthly mortgage repayments to make, balancing the books is extra important. There’s a great range of apps and tools designed to help you budget, save and track your finances. And...
by Ben Smith | Jun 15, 2020 | Loan Basics
Australia’s cash rate is now the lowest it has been in 23 years, a reaction initially to stunted economic growth and now to the impact of COVID-19 on the local and global economic landscape. As the uncharted negative interest rate zone looms, is it worth fixing your...
Recent Comments