About Us
I have been a business owner since I was 20 years old, and this vast experience has taught me both the customer side of mortgage broking and how to effectively deal with banks and lenders.
Having had many different types of loans over the years, in my role as Director and Head Finance & Mortgage Adviser of Valor Finance, I am also acutely aware of your expectations.


Home Loans
Property Purchase, Construction, Refinance, Investment, Land, First Home Buyers, Deposit Bonds, Bridging, SMSF.

Personal Finance
Car, Boat, Truck, Bike, Caravan, Medical, Holiday, Education.

Business / Commercial
Business loans, Asset Finance, Cash Flow Finance, Unsecured Loans, Car Finance.

Warranty & Insurance
Home, Contents, Car, Investments, Landlord, Personal, Business, Income Protection.
We are Valor
Working together we will discuss your finance needs and financial position. By taking the time to understand what you are planning to achieve, you will benefit from my advice and research of loans available from our extensive panel of more than 30 major bank and non-bank Lenders.
Nick
Founder
Working Together
Working together we will discuss your finance needs and financial position. By taking the time to understand what you are planning to achieve, you will benefit from my advice and research of loans available from our extensive panel of more than 30 major bank and non-bank Lenders.
Written Recommendation
You will be provided with a written recommendation to meet your needs today and into the future, taking into consideration loan features important to maintaining your financial flexibility while achieving a highly competitive interest rate and all available discounts. As your personal Credit Adviser, I will provide a level of service that you won’t get from your bank.
- Professional Advice – Comprehensive Researched Advice
- Choice – Loans from over 30 Bank and Non-Bank Lenders
- Personal Service – for more than just the life of your Loan
Getting a Loan
Now days, getting a loan can be a very drawn out process … but we’re changing that! By working with the team at Valor, we cut down on the time and paperwork which means we’ll close your loan faster than larger institutions.
It’s not just what we do that’s important to us, its how we do it. Whether you’re looking to buy your first home, car, business or just want an idea of what is available when refinancing – the Valor team have exceptional financial and industrial expertise, complemented by a thorough understanding of the Australian market for both commercial and personal loans.
When you contact Valor, we aim to provide you with a service that is not only cutting edge, but easier and less costly for you in the long run.
Qualifications, Memberships and Accreditations
Qualifications
- Cert IV in Finance and Mortgage Broking
- Curtin University of Technology: Bachelor of Business – Information Processing
Memberships / Accreditations
- MFAA Member
- AFCA Member
- I am a member of Buyers Choice Home Advisory Service. Established in 1996, Buyers Choice is a leading national mortgage and finance broking business.
Luke
Business Development
Key Fundamentals
Luke appreciates the importance of key fundamental skills such as developing relationships, the importance of listening, preparation, and reliability as well as the significance of working as a team carrying these philosophies over to his work ethic and practices. Time and time again, this is something that is appreciated not only by his colleagues but more importantly by his very grateful and happy clients.
Property Market
Being actively involved in the property market with his own investments and vast network in Perth. Luke’s knowledge coupled with his service orientated approach can help you achieve the best possible results for your property.