About Us

I have been a business owner since I was 20 years old, and this vast experience has taught me both the customer side of mortgage broking and how to effectively deal with banks and lenders.

Having had many different types of loans over the years, in my role as Director and Head Finance & Mortgage Adviser of Valor Finance, I am also acutely aware of your expectations.

Home Loans

Property Purchase, Construction, Refinance, Investment, Land, First Home Buyers, Deposit Bonds, Bridging, SMSF.

Investment Loans

Personal Finance

Car, Boat, Truck, Bike, Caravan, Medical, Holiday, Education.

Business / Commercial

Business loans, Asset Finance, Cash Flow Finance, Unsecured Loans, Car Finance.

Investment Loans

Warranty & Insurance

Home, Contents, Car, Investments, Landlord, Personal, Business, Income Protection.

We are Valor

Working together we will discuss your finance needs and financial position. By taking the time to understand what you are planning to achieve, you will benefit from my advice and research of loans available from our extensive panel of more than 30 major bank and non-bank Lenders.

Nick

Founder

I provide a ‘one stop’ personal service solution for clients seeking finance for life’s needs and purchases.
Working Together

Working together we will discuss your finance needs and financial position. By taking the time to understand what you are planning to achieve, you will benefit from my advice and research of loans available from our extensive panel of more than 30 major bank and non-bank Lenders.

Written Recommendation

You will be provided with a written recommendation to meet your needs today and into the future, taking into consideration loan features important to maintaining your financial flexibility while achieving a highly competitive interest rate and all available discounts. As your personal Credit Adviser, I will provide a level of service that you won’t get from your bank.

  • Professional Advice – Comprehensive Researched Advice
  • Choice – Loans from over 30 Bank and Non-Bank Lenders
  • Personal Service – for more than just the life of your Loan
Getting a Loan

Now days, getting a loan can be a very drawn out process … but we’re changing that! By working with the team at Valor, we cut down on the time and paperwork which means we’ll close your loan faster than larger institutions.

It’s not just what we do that’s important to us, its how we do it. Whether you’re looking to buy your first home, car, business or just want an idea of what is available when refinancing – the Valor team have exceptional financial and industrial expertise, complemented by a thorough understanding of the Australian market for both commercial and personal loans.

When you contact Valor, we aim to provide you with a service that is not only cutting edge, but easier and less costly for you in the long run. 

Qualifications, Memberships and Accreditations

Qualifications

  • Cert IV in Finance and Mortgage Broking
  • Curtin University of Technology: Bachelor of Business – Information Processing

Memberships / Accreditations

  • MFAA Member
  • AFCA Member
  • I am a member of Buyers Choice Home Advisory Service. Established in 1996, Buyers Choice is a leading national mortgage and finance broking business.

Luke

Business Development

With 10 years industry experience in both residential sales, building new homes and project management/development.
Key Fundamentals

Luke appreciates the importance of key fundamental skills such as developing relationships, the importance of listening, preparation, and reliability as well as the significance of working as a team carrying these philosophies over to his work ethic and practices. Time and time again, this is something that is appreciated not only by his colleagues but more importantly by his very grateful and happy clients.

Property Market

Being actively involved in the property market with his own investments and vast network in Perth. Luke’s knowledge coupled with his service orientated approach can help you achieve the best possible results for your property.

Valor Finance Partners

Contact us for a no obligation free consultation.

*The discounted rate (currently 1.89% p.a.) is calculated by subtracting a discount of 0.45% from the Standard 2 Year Fixed Rate (currently 2.34% p.a.) and only applicable while the loan remains in the Home Package Plus. At expiry of the 2 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 4.98% p.a.) less the Home Package Plus discount (currently 2.34% p.a.). LVR means Loan to Value Ratio, stated above & inclusive of Lenders Mortgage Insurance (LMI). The Standard 2 Year Fixed Rate applicable on the day of settlement of the loan will be used to calculate the applicable discounted fixed rate unless the rate has been secured by paying a Guaranteed Rate Fee, which must be selected at time of loan application.